Make Moving Money Easy with External Transfers

In today’s fast-paced financial world, external transfers are a foundational part of modern banking-offering the flexibility and access you need to manage your money on your terms.

At Bank of Central Florida, managing your finances across multiple institutions has never been easier. Whether you’re sending funds to a savings account at another bank or transferring money to a family member, our FLEX Mobile Banking App allows you to move your money in a fast, secure, and convenient way.

Benefits of Using External Transfers

Convenient: Transfer funds anytime, anywhere

Secure: Protected with authentication and encryption

Flexible: Schedule one-time or recurring transfers

Efficient: Skip the checks and branch visits

Ready to Move Your Money?

Follow these simple steps to complete an external transfer using our FLEX Mobile Banking App:

How to Make an External Transfer in the Bank of Central Florida FLEX Mobile Banking App

Step 1: Log In

Open the FLEX mobile app and log in using your credentials.

Step 2: Navigate to “Transfers”

Tap the More tab, then select Transfers.

Step 3: Select “External Transfer”

Step 4: Add an External Account (if not already linked)

If this is your first time transferring to this account:

Go to the Transfers tab and select Manage Accounts
Enter the required account information, including the routing and account number of the external financial institution
Choose the account type (checking or savings)

Step 5: Enter Transfer Details

Choose the “From” and “To” accounts
Enter the amount
Select the transfer date and indicate whether it’s a one-time transfer or a recurring transfer

Step 6: Review and Confirm

Double-check the details
Tap Approve to complete the transfer

Things to Keep in Mind

Transfers may take 1–3 business days to process, depending on the receiving bank
Make sure your external account is verified before initiating a transfer
Daily or monthly limits may apply to external transfers

Banking That Moves with You

Banking should work for you-wherever your money lives. With external transfers, you can manage your finances across institutions seamlessly.

And remember, even something as simple as an external transfer is backed by the strength of our dedicated banking team-ensuring you feel supported every step of the way.

Need Help?

If you have questions about setting up or using external transfers, our team is here to help! Reach out through our FLEX Mobile Banking App or contact your Relationship Management team for personalized assistance.

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